Prohibited Transactions Explained: SDIRA Rules for Note Investors
A self-directed IRA can unlock powerful investing options—including mortgage notes—but it also comes with rules that can punish even “small” mistakes. This...
10 min read
Insights & Resources
Expert perspectives on mortgage note investing, passive income strategies, and building wealth through real estate-backed investments.
25 articles
Self-Directed IRA Mortgage Notes: How it Works (Beginner Guide)
Self-Directed IRA mortgage notes can look intimidating at first, but the concept is simple: your retirement account buys the note, the borrower makes payments,...
12 min read
UBIT & UDIT for Mortgage Notes: What SDIRA Investors Must Know
UBIT and UDIT are two of the most misunderstood parts of self-directed IRA (SDIRA) investing—and they can create a nasty surprise if you don’t know where they...
12 min read
Buying a Mortgage Note in Your SDIRA: A Step-by-Step Walkthrough
Buying a mortgage note inside a self-directed IRA (SDIRA) can feel intimidating at first—mostly because the process has more paperwork than a typical brokerage...
10 min read
Whole Notes vs Partials in an SDIRA: The Best Fit for Passive Investors
Self-directed IRAs (SDIRAs) are powerful because they let you invest beyond stocks and mutual funds—but that flexibility comes with a question every passive...
9 min read
The Investor Shift: Why Mortgage Notes Are Gaining Attention
A quiet shift is happening in the investing world. More people are looking beyond stocks, rentals, and “set-it-and-forget-it” funds—because volatility is real,...
9 min read
Notes vs Stocks: Predictable Cash Flow vs Market Swings
If your goal is steady income, the stock market can feel like a roller coaster: prices move daily, headlines whip sentiment, and your “return” often depends on...
9 min read
Passive Income Face-Off: Syndications vs Mortgage Notes
Real estate syndications can feel like the perfect “hands-off” investment—until you realize your money may be locked up for years, distributions can change,...
8 min read
Buying Notes vs Making Loans: What Investors Must Understand
If you’ve ever made a private loan—or thought about it—you already understand the appeal: real estate collateral, interest income, and a clear agreement. But...
9 min read
Your 90-Day Plan to Transition into Mortgage Notes
If you’ve invested in stocks, rentals, syndications, or private lending, mortgage notes can look like a confusing niche. The truth is simple: a note is a...
10 min read
How Note Partials Turn Into Monthly Deposits (Without Being a Landlord)
Most people chasing monthly income assume they have two choices: own rentals and deal with tenants, or buy stocks and hope the market cooperates. Note partials...
11 min read
The Arete Equity Timeline: What Happens After You Invest in a Partial
Buying a mortgage note partial sounds simple—invest, collect payments, repeat. But if you’re a first-time investor, the part that actually creates confidence...
11 min read